The paid workspace

My Money Map

Bring your income, expenses, savings goals, debts, and choices into one saved place. Return later, see what changed, and explore possible outcomes.

Founding Member pricing: $29/year while Founder positions remain available.
Regular price: $39/year.
Billed annually.

What membership includes

What you get with My Money Map

Paid access gives you one ongoing Money Map instead of separate calculators used in isolation. These are the practical parts included in the current product.

Founding Member pricing: $29/year while Founder positions remain available.
Regular price: $39/year.
Billed annually.

Your Money Map

Keep your saved income, expenses, savings goals, debts, and choices together. Return later without starting over.

Where You Stand

See your latest known position in one place. Your newest Check-In updates are included where you entered them.

Your Check-Ins

Save where things stand today and compare changes over time. Check-Ins stay separate from your saved Money Map.

What If?

Try different income, savings, and extra-money numbers to see what may change without changing your saved Money Map.

Your Plan

See when savings goals may be reached and debts may be paid off. See estimated interest when enough information is entered.

How Extra Money Is Used

See where extra money goes based on the debt order, savings goals, and other choices you entered.

My Money Map
  • Where You Stand
  • Your Money Map
  • Income & Expenses
  • Debts & Credit
  • How Extra Money Is Used
  • Your Plan
  • What If?
  • Your Check-Ins

Your saved workspace

Where You Stand

A quick look at your money right now.

Income & expensesSee your monthly picture
Savings goalsSee current progress
Debts & creditSee balances and payments
Latest Check-InSee what changed
A simplified preview of the sections included in My Money Map.

An example with fictional numbers

See what an extra $100 each month could change

Two estimates for reaching a $1,200 savings goal
Savings goal: $1,200Original planWhat If?
Set aside each month$100$200
Estimated time to goal12 months6 months

This example starts with $0 saved and no debts. The original plan has $2,000 monthly income and $1,900 in expenses. What If? adds $100 available each month and puts it toward the same savings goal. These are estimates from the Money Map calculation, assuming the amounts stay the same. Trying What If? leaves the saved Map unchanged.

Free tools and My Money Map do different jobs

Free tools

One question at a time

Free tools give you focused results without paid access. Ordinary entries stay in your browser and are not copied into My Money Map.

My Money Map

One saved workspace

You choose what to enter. Save it to your account, return later, record Check-Ins, try What If?, and review estimated results.

Clear boundaries

  • No bank connection is required.
  • My Money Map does not make decisions or tell you what you should do.
  • Results are estimates based on the information and choices you enter.
  • Your saved Money Map and Check-Ins can be deleted. Account deletion removes the saved financial data tied to the account.

Read the full Privacy Policy and Terms of Use.

Membership and pricing

Understand the product first. Then choose whether to join.

Paid access includes the saved workspace and features shown above. Standard membership is $39/year. Membership is billed annually only and renews automatically each year unless canceled.

The $29 and $39 annual prices include applicable indirect tax. Canceling prevents the next renewal, and paid access continues through the already-paid annual term. A successfully claimed Founder position remains permanently used, even after cancellation or a refund.

Our 7-day money-back guarantee applies to the initial paid subscription purchase only, not annual renewals. This guarantee does not limit refunds or rights that Stripe, Link, or applicable law may provide. To request a refund, email support@moneythenwhat.com.

Founding Member pricing is applied at checkout while Founder positions remain available. Stripe will show the exact annual amount before you pay.

Review the Terms of Use and Privacy Policy. Stripe Checkout will ask you to accept the Terms before you pay.

Founding Member pricing: $29/year while Founder positions remain available.
Regular price: $39/year.
Billed annually.

What happens after you pay

After checkout confirms your membership, you return to Money, Then What? and can open My Money Map. Start with your monthly income and expenses, add savings goals and debts if they apply, choose how extra money is used, and save your Map.

Start with a free tool

The free Credit & Debt Checkup remains available without a membership. Try the free Credit & Debt Checkup.

Questions? support@moneythenwhat.com.